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Learn about
Community Health Access Program

Get health coverage at low or no cost to you

Individuals and families who can’t get any other coverage can apply for the Community Health Access Program (CHAP) from Kaiser Permanente.

What is the Community Health Access Program?

The Community Health Access Program (CHAP) provides health coverage for adults and dependent children who don’t have access to other health coverage. Community Health Access Program (CHAP) members receive financial help paying monthly premiums and have no out-of-pocket costs for most care at Kaiser Permanente facilities.

Learn more about the Community Health Access Program

Who is eligible for CHAP?

You or your family may qualify if you live in a Kaiser Permanente service area and meet these requirements:

  • Live in the Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. service area, excluding the District of Columbia
  • Live in a household with an income up to 300% of the federal poverty level
  • Can’t be eligible for other public or private health coverage such as, but not limited to, Medicaid, Medicare, a job-based health plan, or financial help through the Maryland Health Connection.

You don’t need to be U.S. citizens to qualify for the Community Health Access Program.

Learn more about eligibility

Apply or Reapply for CHAP

Community Health Access Program members whose subsidy will expire on December 31, 2020, should have received reapplication information. Members MUST provide Kaiser Permanente their signed form, proof of household income, and other applicable documents by October 1, 2020, to determine if you still qualify for financial help in 2021.

CHC reapplication may take place between August to October 1

Open Enrollment
CHC open enrollment may take place between November 1 to December 15

Learn more about the reapplication process for CHAP

* Continued eligibility for the CHAP is not guaranteed. We reserve the right to close enrollment or change the CHAP eligibility rules at any time. If you are approved for the CHAP subsidy, the subsidy period is limited, and we will contact you in the future to confirm that you still qualify.

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