Skip to content

Learn about the Kaiser Permanente Community Health Coverage Program (CHCP)

Get health coverage at low or no cost to you

Individuals and families who can’t get any other coverage can apply for CHCP from Kaiser Permanente.

What is CHCP?

CHCP provides health coverage for individuals and families who don’t have access to other health coverage. CHCP members pay no monthly premiums and have no out-of-pocket costs for most care at Kaiser Permanente facilities.

Learn more about CHCP

Who is eligible for CHCP?

You or your family may qualify for CHCP if you meet these requirements:

  • You live in the Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. service area, excluding the District of Columbia.
  • Your household income is no more than 3 times the federal poverty level (for example, up to $46,950 for an individual or $96,450 for a family of 4 in 2025).
  • You aren’t eligible for other public or private health coverage, such as, but not limited to, Medicaid, Maryland Children’s Health Program, FAMIS, Medicare, an affordable job-based health plan, or financial help through Maryland Health Connection or Virginia’s Insurance Marketplace.

Learn more about eligibility

Applying for CHCP

You may apply for CHCP during the open enrollment period, which begins November 1, 2025. Please note that the open enrollment period varies by state:

  • Maryland: open enrollment ends January 15, 2026
  • Virginia: open enrollment ends January 30, 2026

 Maryland

To start coverage on: Send your completed paperwork by:
January 1, 2026 December 31, 2025
February 1, 2026 January 15, 2026

Virginia

To start coverage on: Send your completed paperwork by:
January 1, 2026 December 31, 2025
February 1, 2026 January 30, 2026

Learn more about how to apply for CHCP

* Continued eligibility for the CHCP is not guaranteed. We reserve the right to close enrollment or change the CHCP eligibility rules at any time. If you are approved for the CHCP subsidy, the subsidy period is limited, and we will contact you in the future to confirm that you still qualify.

Back To Top