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Learn about the Kaiser Permanente Community Health Coverage Program (CHCP)

Get health coverage at low or no cost to you

Individuals and families who can’t get any other coverage can apply for CHCP from Kaiser Permanente.

What is CHCP?

CHCP provides health coverage for individuals and families who don’t have access to other health coverage. CHCP members pay no monthly premiums and have no out-of-pocket costs for most care at Kaiser Permanente facilities.

Learn more about CHCP

Who is eligible for CHCP?

You or your family may qualify for CHCP if you meet these requirements:

  • You live in the Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. service area, excluding the District of Columbia.
  • Your household income is no more than 3 times the federal poverty level (for example, up to $46,950 for an individual or $96,450 for a family of 4 in 2025).
  • You aren’t eligible for other public or private health coverage, such as, but not limited to, Medicaid, Maryland Children’s Health Program, FAMIS, Medicare, an affordable job-based health plan, or financial help through Maryland Health Connection or Virginia’s Insurance Marketplace.

Learn more about eligibility

Applying for CHCP

Current CHCP members whose subsidy will expire on December 31, 2025 and who are eligible to reapply for the program, must reapply between August 1, 2025 – October 1, 2025 to continue receiving the CHCP subsidy in 2026. You MUST provide Kaiser Permanente the signed form, proof of household income, and other applicable documents by October 1, 2025 to determine if you still qualify for financial help in 2026.

Learn more about the reapplication process for CHCP

* Continued eligibility for the CHCP is not guaranteed. We reserve the right to close enrollment or change the CHCP eligibility rules at any time. If you are approved for the CHCP subsidy, the subsidy period is limited, and we will contact you in the future to confirm that you still qualify.

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