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Learn about the Kaiser Permanente Community Health Coverage Program (CHCP)

Get health coverage at low or no cost to you

Individuals and families who can’t get any other coverage can apply for CHCP from Kaiser Permanente.

What is CHCP?

CHCP provides health coverage for individuals and families who don’t have access to other health coverage. CHCP members pay no monthly premiums and have no out-of-pocket costs for most care at Kaiser Permanente facilities.

Learn more about CHCP

Who is eligible for CHCP?

You or your family may qualify for CHCP if you meet these requirements:

  • You live in the Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. service area, excluding the District of Columbia.
  • Your household income is no more than 3 times the federal poverty level (for example, up to $46,950 for an individual or $96,450 for a family of 4 in 2025).
  • You aren’t eligible for other public or private health coverage, such as, but not limited to, Medicaid, Maryland Children’s Health Program, FAMIS, Medicare, an affordable job-based health plan, or financial help through Maryland Health Connection or Virginia’s Insurance Marketplace.

Learn more about eligibility

Applying for CHCP

Open enrollment for 2026 has ended, but you can add an eligible dependent during a special enrollment period if you experience a qualifying life event.

Learn more about adding an eligible dependent

* Continued eligibility for the CHCP is not guaranteed. We reserve the right to close enrollment or change the CHCP eligibility rules at any time. If you are approved for the CHCP subsidy, the subsidy period is limited, and we will contact you in the future to confirm that you still qualify.

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