Qualify for the Community Health Coverage Program (CHCP)
You may qualify if you meet these requirements:
- Live in the Kaiser Foundation Health Plan, Inc. service area on Oahu and Maui Island.
- You must live in a household with an annual income up to 300% of the federal poverty level (FPL) (for example, up to $55,080 for an individual or $113,850 for a household of 4 in 2026).
- You aren’t eligible for other public or private health coverage such as, but not limited to, QUEST (Medicaid), Medicare, an affordable job-based health plan, or financial help through a health benefit exchange.
- In most cases, child dependents must be younger than 26.
- Individuals over 21 are eligible to receive the CHCP subsidy for a maximum of up to 3 years in a row. Eligible dependents can continue to receive the subsidy until they turn 21, no matter how long they’ve been in the program.
- The CHCP subsidy is available as a one-time resource, and all members must reapply annually. Members who do not reapply in consecutive years will lose future eligibility.
| Household/Family Size | Monthly Household Income no more than*: | Annual Household Income no more than*: |
|---|---|---|
| 1 | $4,590 | $55,080 |
| 2 | $6,223 | $74,670 |
| 3 | $7,855 | $94,260 |
| 4 | $9,488 | $113,850 |
| 5 | $11,120 | $133,440 |
| 6 | $12,753 | $153,030 |
*Effective 4/1/2026 – 3/31/2027
Kaiser Permanente service areas
You must live in a Kaiser Permanente service area to qualify for CHCP. Explore our service areas below.
We review each member’s eligibility for CHCP by regularly sending you a form to confirm household income and other information. If you no longer meet the eligibility requirements, you will be disenrolled from CHCP. You will remain enrolled in the HI Gold 0/40 Off plan, but you’ll have to pay the full monthly premiums and out-of-pocket cost unless you ask us to end your membership or until you fail to pay the full premium.
Other Kaiser Permanente coverage options
If you do not meet the requirements for CHCP, financial help from the government could help you get affordable health coverage for you and your family. Other Kaiser Permanente health coverage options include:
QUEST (Medicaid)
You may be eligible for QUEST (Medicaid) if:
- Children younger than 19 living with households with income up to 313% of the Federal Poverty Level ($57,467 for an individual or $118,784 for a family of 4 in 2026).
- Adults 19 or older with household income up to 138% of the FPL ($25,337 for an individual or $52,371 for a family of 4 in 2026).
- Pregnant individuals with income up to 196% of FPL ($35,986 for an individual or $74,382 for a family of 4 in 2026).
- Seniors and people with disabilities with limited household income and assets may also qualify.
Kaiser Permanente is a QUEST (Medicaid) provider and may be available to you.
Learn more about QUEST (Medicaid) with Kaiser Permanente.
Health care coverage plans through the health benefit exchange
Buy health care coverage through the health benefit exchange. If you qualify, you may get help paying for your plan premiums or out-of-pocket costs. Remember to enroll during the health benefit exchange open enrollment period. If you wait until after the open enrollment period ends, you’ll need a qualifying life event to enroll in a new plan. For more information, visit: buykp.org
A range of other plans are available
Call us at 1-800-488-3590 (TTY 711) or visit buykp.org to learn about other Kaiser Permanente for Individuals and Families plan choices.
Questions about CHCP?
Call Kaiser Permanente Member Services toll-free at
1-800-966-5955 (TTY 711)
Monday through Friday from 8 a.m. to 5 p.m. or Saturday from 8 a.m. to 12 p.m. Hawaii time
(closed major holidays)