Qualify for the Community Health Coverage Program (CHCP)

You may qualify if you meet these requirements:

• You live in a Kaiser Permanente service area that is open to new enrollment.
• Your household income is no more than 3 times the federal poverty level (for example, up to $46,950 for an individual or $96,450 for a family of 4 in 2025).
• You don’t have access to any other health coverage, including Medi-Cal, Medicare, an affordable job-based health plan, or coverage through Covered California.
• In most cases, child dependents must be younger than 26.
• Individuals over 21 are eligible to receive the CHCP subsidy for a maximum of up to 3 years in a row. Eligible dependents can continue to receive the subsidy until they turn 21, no matter how long they’ve been in the program.
• The CHCP subsidy is available as a one-time resource, and all members must reapply annually. Members who do not reapply in consecutive years will lose future eligibility.

Household/Family Size	Monthly Household Income no more than*:	Annual Household Income no more than*:
1	$3,912	$46,950
2	$5,287	$63,450
3	$6,662	$79,950
4	$8,037	$96,450
5	$9,412	$112,950
6	$10,787	$129,450

*Effective 4/1/2025 – 3/31/2026

Kaiser Permanente service areas

You must live in a Kaiser Permanente service area to qualify for CHCP. CHCP is currently not available in Monterey County. Explore our service areas

Other Kaiser Permanente coverage options

If you do not meet the requirements for CHCP, financial help from the government could help you get affordable health coverage for you and your family. Other Kaiser Permanente health coverage options include:

Medi-Cal

You may be eligible for Medi-Cal if:

• You’re younger than 19 with a total household income at or below 266% of the federal poverty level (for example, $85,519 for a family of 4 in 2025).
• You’re 19 or older with a total household income at or below 138% of the federal poverty level (for example, $21,597 for an individual or $44,367 for a family of 4 in 2025).

Please note: Many California residents-including non-citizens-now qualify for Medi-Cal. Those who qualify for Medi-Cal are not eligible for CHCP.

Learn more about Medi-Cal with Kaiser Permanente.

Health insurance plans from Covered California

You can buy health care coverage on California’s health benefit exchange, Covered California. Covered California has Kaiser Permanente plans as well as other health plans for purchase. If you meet certain income guidelines and other requirements, you may be able to get help paying for premiums and copays, but only if you purchase coverage through Covered California’s website.

Click here to see which Kaiser Permanente plan fits your income and needs, or you can call Covered California at 1-800-300-1506 (English), 1-888-889-4500 (TTY), or 1-800-300-1533 (Chinese).

A range of other plans are available

If you don’t qualify for Medi-Cal or Covered California plans, we offer plenty of other choices to help you find the best plan for your family. Click here to find out which Kaiser Permanente Individual & Family Plan best fits your needs. You can also call us at 1-800-488-3590, or 711 (TTY). Please note, you will have to pay a monthly premium for these plans.

*Continued eligibility for CHCP is not guaranteed. We reserve the right to close enrollment or change the CHCP eligibility rules at any time. If you are approved for CHCP, the subsidy period is limited and we will contact you in the future to confirm that you still qualify.