Qualify for the Community Health Coverage Program (CHCP)
You may qualify if you meet these requirements:
- You live in the Kaiser Foundation Health Plan of Colorado service area.
- You must live in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, or Jefferson, or Weld County.
- Your household income is no more than 3 times the federal poverty level (for example, up to $46,950 for a single person or $96,450 for a family of 4 in 2025).
- You aren’t eligible for other public or private health coverage such as, but not limited to, Health First Colorado (Colorado’s Medicaid Program), OmniSalud, Medicare, Child Health Plan Plus (CHP+), an affordable job-based health plan, or financial help through Connect for Health Colorado.
- As of January 1, 2025 all children from households with incomes up to 265% of the federal poverty level ($39,909 for an individual or $82,680 for a family of 4 in 2024) are eligible for Health First Colorado/CHP+ regardless of immigration status.
- In most cases, child dependents must be younger than 26.
- Individuals over 21 are eligible to receive the CHCP subsidy for a maximum of up to 3 years in a row. Eligible dependents can continue to receive the subsidy until they turn 21, no matter how long they’ve been in the program.
- The CHCP subsidy is available as a one-time resource, and all members must reapply annually. Members who do not reapply in consecutive years will lose future eligibility.
| Household/Family Size | Monthly Household Income no more than*: | Annual Household Income no more than*: |
|---|---|---|
| 1 | $3,912 | $46,950 |
| 2 | $5,287 | $63,450 |
| 3 | $6,662 | $79,950 |
| 4 | $8,037 | $96,450 |
| 5 | $9,412 | $112,950 |
| 6 | $10,787 | $129,450 |
*Effective 4/1/2025 – 3/31/2026
Kaiser Permanente service areas
You must live in a Kaiser Permanente service area to qualify for CHCP.
We review each member’s eligibility for CHCP by regularly sending you a form to confirm household income and other information. If you no longer meet the eligibility requirements, you will be disenrolled from CHCP. You will remain enrolled in the KP CO Gold 0/25 RX Copay plan, but you’ll have to pay the full monthly premiums and out-of-pocket costs unless you ask us to end your membership or until you fail to pay the full premium.
Other Kaiser Permanente coverage options
If you do not meet the requirements for CHCP, financial help from the government could help you get affordable health coverage for you and your family. Other Kaiser Permanente health coverage options include:
Health First Colorado (Colorado’s Medicaid Program)
You may be eligible for Health First Colorado (Colorado’s Medicaid Program) or Child Health Plan Plus (CHP+) if:
-
You’re 19 or older with a total household income at or below 138% of the federal poverty level (for example, $21,597 for a single person or $44,367 for a family of 4 in 2025).
-
You’re younger than 19 with a total household income at or below 265% of the federal poverty level (for example, $85,519 for a family of 4 in 2025).
Health coverage plans through Connect for Health Colorado
You can buy health care coverage on Colorado’s health benefit exchange, Connect for Health Colorado. If you qualify, you may get help paying for your plan premiums or out-of-pocket costs. Remember to enroll during Connect for Health Colorado’s open enrollment period. If you wait until after the open enrollment period ends, you’ll need a qualifying life event to enroll in a new plan. For more information, visit: ConnectforHealthCO.com
A range of other plans are available
Call us at 1-800-488-3590 (TTY 711) or visit ConnectforHealthCO.com to learn about other Kaiser Permanente for Individuals and Families plan choices.
*Continued eligibility for CHCP is not guaranteed. We reserve the right to close enrollment or change the CHCP eligibility rules at any time. If you are approved for CHCP, the subsidy period is limited and we will contact you in the future to confirm that you still qualify.
Questions about CHCP?
Call us toll-free at
1-800-632-9700 (TTY 711)
Monday through Friday, from
8 a.m. to 6 p.m. Mountain time
(closed major holidays)